Reviewed by Jonathan West · Updated Jul 7, 2026

GitHub Copilot Pricing: Plans and Team Costs in 2026

A clear guide to Copilot's per-seat plans and the AI Credits billing change that reshaped how usage is charged.

Reviewed by Jonathan West · Updated Jul 7, 2026

GitHub Copilot is the AI coding assistant built into GitHub and popular editors. Its pricing changed in a big way in 2026.

In June 2026, GitHub moved Copilot to usage-based billing with AI Credits. Each plan now includes a monthly credit allowance, and heavy usage can cost more.

This guide covers every seat tier, the new credits model, and the team and enterprise controls a business buyer needs. All prices are as of July 2026 and can change, so confirm current pricing on GitHub's plans page before you buy.

The 2026 shift to usage-based AI Credits

As of June 2026, GitHub Copilot bills usage through AI Credits instead of a fixed premium-request count. Each plan includes a monthly credit allowance, and paid plans can buy more or cap spend.

Credits are consumed by token usage across input, output, and cached tokens, at each model's published rate. Pricier models spend credits faster.

One relief for buyers: code completions and next-edit suggestions stay included on every plan and do not consume credits, per GitHub. So core autocomplete is not metered.

  • AI Credits replaced premium-request counting in June 2026.
  • Credits are spent by token usage at each model's rate.
  • Code completions and next-edit suggestions do not use credits.
If you planned a Copilot budget on the old premium-request model, re-forecast it. Usage-based credits change how heavy users show up on the bill.
Sources
GitHub Copilot usage-based billing announcement

The new AI Credits model makes GitHub Copilot cost harder to predict at team scale. Layer3 Labs sets the spend policy and model routing to keep it in check.

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Individual plans: Free, Pro, Pro+

Copilot's individual plans run from a free tier up to Pro+, with each paid tier including a larger monthly AI Credit allowance. As of July 2026, GitHub lists the tiers below.

Free is $0 and includes a limited monthly amount of completions and some chat and agent usage.

Pro is $10 per month and includes a monthly AI Credit allowance for premium model use. It gives unlimited completions and agent access.

Pro+ is $39 per month with a larger credit allowance and premium model access, aimed at heavier individual users.

  • Free: $0, limited completions and chat.
  • Pro: $10/mo, unlimited completions plus a monthly AI Credit allowance.
  • Pro+: $39/mo, larger credit allowance and premium model access.
Sources
GitHub Copilot plans and pricing

Business and Enterprise plans

GitHub Copilot Business is $19 per user per month and includes $19 in monthly AI Credits. Copilot Enterprise is $39 per user per month and includes $39 in monthly AI Credits, per GitHub's documentation.

Business adds organizational license management, policy management, and IP indemnity. That IP indemnity matters to legal and security teams weighing risk.

Enterprise adds deeper features such as codebase-aware answers and native GitHub.com integration. During the June-to-August 2026 transition, GitHub offered promotional credits ($30/month for Business, $70/month for Enterprise).

  • Business: $19/user/mo, includes $19 in AI Credits, IP indemnity, policy management.
  • Enterprise: $39/user/mo, includes $39 in AI Credits, codebase-aware features.
  • Promotional extra credits ran June-August 2026 during the billing transition.
IP indemnity and admin policy controls are the reasons most businesses pick Business over stacking individual Pro seats.
Sources
GitHub Docs: billing for organizations and enterprises

Controlling cost under the credits model

The best way to control Copilot cost is to set an admin spend policy before rollout. Organizations can allow extra usage at published rates or cap spend once included credits run out.

Encourage cheaper models for routine work and reserve premium models for hard problems. Since completions do not use credits, day-to-day autocomplete stays free of metered cost.

Watch your heavy agent users. Long agent runs on large repos spend the most credits, so budget around them rather than the team average.

  • Set an admin spend cap or allow overage at published rates.
  • Route routine work to cheaper models to preserve credits.
  • Budget for heavy agent users, who drive most credit spend.

Security, IP, and data handling for teams

Copilot Business and Enterprise include IP indemnity, which helps cover certain legal risk from generated code. That is a meaningful protection for regulated and risk-averse firms.

Business plans add policy management and organizational license management, so admins control who has access and how the tool behaves.

As always, scope repo and secret access before a wide rollout. Confirm current data-handling and code-retention terms on GitHub's trust and docs pages.

  • Business and Enterprise include IP indemnity.
  • Admin policy and license management on Business and up.
  • Confirm data-handling terms and scope access before rollout.
Our AI coding assistant security and governance guide covers the rollout controls that keep Copilot safe across a team.
Sources
GitHub Copilot plans (features and indemnity)

Is Copilot worth it for a team?

Copilot is worth it for a team when saved engineer time beats the seat cost plus credit usage. A $19 Business seat pays back if it saves under an hour of engineer time a month.

Because completions are unmetered, light users stay near the base price. The variable cost sits with heavy agent use, so model that first.

Run a pilot on Business seats with a spend cap. Track time saved on real work and watch the credit draw-down. Then scale with policy limits in place.

  • Compare seat plus credit cost to engineer hours saved.
  • Light users cost near the base fee; heavy agent users drive variable cost.
  • Pilot on Business seats with a spend cap, then scale.

Frequently Asked Questions

  • Copilot Pro is $10 per month and Pro+ is $39 per month, while Business is $19 per user per month and Enterprise is $39 per user per month, as of July 2026. There is also a free tier. Each paid plan includes a monthly AI Credit allowance. Verify current pricing on GitHub's plans page.
  • Yes, Copilot has a free plan with a limited monthly amount of completions plus some chat and agent usage. For unlimited completions and more model access, Pro is $10 per month, as of July 2026. Business plans start at $19 per user per month with IP indemnity.
  • In June 2026, GitHub moved Copilot to usage-based billing with AI Credits, replacing premium-request counting. Each plan includes a monthly credit allowance, and credits are spent by token usage at each model's rate. Code completions and next-edit suggestions do not consume credits, per GitHub.
  • Copilot Business is $19 per user per month and includes $19 in monthly AI Credits, as of July 2026. It adds policy management, organizational license management, and IP indemnity. Enterprise is $39 per user per month with $39 in credits and deeper codebase-aware features.
  • No, code completions and next-edit suggestions stay included on every Copilot plan and do not consume AI Credits, per GitHub. Credits are spent by chat and agent token usage. That keeps day-to-day autocomplete cost stable while heavier agent runs drive variable spend, as of July 2026.
  • Yes, Copilot Business and Enterprise include IP indemnity, which helps cover certain legal risk from generated code. That protection is a common reason businesses choose Business over stacking individual Pro seats. Confirm the current indemnity terms on GitHub's plans page, as of July 2026.

Rolling out GitHub Copilot without a runaway credits bill?

Layer3 Labs audits your workflow, sets admin spend policy, and configures the model routing that keeps Copilot cost-effective across your team.

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